Here are the average costs for deliveries outside a hospital: When choosing this alternative, prenatal care is typically included in the cost of birth (though it’s not always covered by insurance). Today, most women choose to give birth in a hospital, but birthing centers and home births account for about 1 percent of U.S. Here are the average birth costs for each type of delivery in a hospital: (It’s one of the 10 essential health benefits required by the Affordable Care Act.) Regardless of the policy, it’s very likely that pregnancy is a condition that will be covered.
Roughly half of women who give birth per year carry private health insurance policies (like those offered through an employer), and the other half are covered by Medicaid. The costs associated with labor and delivery can also vary quite a bit depending on whether you have insurance and, if you have insurance, what type of insurance you have. at home) and your type of delivery (vaginal vs. a midwife), where you give birth (a hospital vs. How much your delivery costs will depend on what type of care provider you’re using (an OB/GYN vs. Though you may frequently visit the doctor before the birth, the bulk of the costs of having a baby will come from the delivery. Infertility treatments can be expensive (starting at $15,000–$30,000), and often they’re not covered by insurance. Depending on your policy, your health insurance may cover a good portion of pregnancy costs, but there are still additional expenses you’ll need to account for.īecoming pregnant may also be a challenge for some couples. Appointments typically start off monthly but increase in frequency as you near your due date (up to once per week for the last week of pregnancy).Īppointments with an OB/GYN can run $100 to $200 per appointment, and that doesn’t include any additional screenings, labs, ultrasounds or labs you may need. Once you become pregnant, you’ll likely begin receiving prenatal care to ensure a healthy pregnancy and healthy development of your baby. Here is a breakdown of some of the costs associated with having a baby along with average amounts spent in the U.S. The costs of having a baby stem beyond the childbirth experience itself. outranks almost every country in the world in terms of childbirth costs. An interactive map from Coyne College illustrates that across the globe, costs can range from $1,271 (for a natural childbirth in South Africa) to $7,901 (for a C-section in Australia). In fact, the United States is one of the most expensive places to have a baby. associated with a pregnancy, childbirth and postpartum care total around $18,865, which results in women who are enrolled in health insurance plans paying an average total of $2,854 in out-of-pocket expenses, according to a 2022 study by the Peterson Kaiser Family Foundation. Generally speaking, the average health care costs in the U.S. Other variables, like having multiples or needing additional postpartum support (like admitting a baby to the NICU or receiving mental health services for postpartum depression), can leave you with costs well over the average. Healthy pregnancies can be less expensive than pregnancies requiring management of preexisting health conditions or conditions the baby develops. Pregnancy and childbirth are unpredictable experiences-so, the costs are, too. How much does it cost to give birth in the U.S.? Here we’ll give you a firmer idea of the costs associated with having a baby-from prenatal care through caring for a newborn. But the reality is this: Becoming a parent is also one of the more expensive transitions you’ll make.īefore you budget additional costs for food, clothing, traveling sports teams and college, you'll need to figure the cost of having a baby into your budget. Being a parent is one of the most rewarding experiences you’ll have in life. It’s exciting to welcome a new bundle of joy into your family.
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